# Know where each market is going before renewal

Carriers tell each state how they will price and write business. We read those filings for you. You see a change coming before the renewal notice does. [Try the platform](/try?for=commercialinsurance) to see it.

## What carriers file, read for you
Before a carrier changes a rate, a rule or a form, it files the change with the state. We gather those filings and read them for you. You see what changed, when it starts and which kinds of business it hits. No one on your team has to dig through state websites by hand.

## By state, line and trade
Sort the filings by state, by kind of coverage and by trade. Look at workers' comp for roofers in one state. Look at business auto for delivery trucks in three. Each view shows which carriers filed, what they changed and when it starts. Save a view and come back to it each month.

## An alert when a carrier moves
Pick the trades and states you write. When a carrier changes its rates or forms there, you get an alert. You hear about it the week it is filed, not when the renewal shows up. Share it with the producer who owns the account, right from the alert.

## See who grows and who pulls back
Some carriers cut rates in a class to win more of it. Others raise rates or add new limits to pull back. You see both. Send each risk to the markets that want that trade this year. Skip the markets that are walking away, and save your team the time.

## Ready for the renewal talk
Know about a price change months early. Call the owner before the notice comes and plan the next step together. When a rate goes up, show the filing that explains it. When a better market opens, call first. Owners stay with the agent who saw it coming and said so.

## Every finding links to its filing
Each finding links to the filing it came from. Open it to see the carrier's own words and numbers. It is an add-on for any agency, for the states and lines you write. See [pricing](/pricing), [try the platform](/try?for=commercialinsurance) or [talk with us](/contact). Back to the [insurance home](/commercial-insurance).