# Agency books that match the policies

Keep the agency's own books where the policies live. Every dollar ties back to a policy and a carrier. [Try the platform](/try?for=commercialinsurance) to see how it fits.

## Books no one can change behind your back
Each premium, commission, fee and payment posts on its own line. Every line ties back to its policy and its carrier. A line cannot be changed after it posts. A fix posts as a new pair of lines, so you can always see what changed and why. Your bookkeeper and your producers see the same numbers.

## Trust money kept apart
Premium you hold for a carrier is not the agency's money. It stays in trust, apart from the money you run the agency on. Each trust balance shows what came in, what went out and what is still owed. You can show at any time that every trust dollar is there.

## Every commission checked
Load the carrier's statement. Each line is matched to what you expected for that policy. A short pay, a missing policy or a wrong rate is flagged right away. You see which lines match and which need a call. For bills your agency sends, the invoices are made for you. No more money lost in long statements.

## Producer splits, done for you
Set each producer's split once. Each commission is split for you when it comes in. New business and renewals are kept apart. When a policy changes or ends early, the split changes with it. Each producer sees their own numbers, so talks about pay start from the same page. No one has to build a spreadsheet.

## Premium finance in the same place
When a business pays its premium over time, set up the loan on the same account. Payments, due dates and late notices are tracked for you. You see who is behind before the policy is at risk. The money moves through the books like everything else, so nothing needs to be typed twice.

## A clean month-end close
Close each month in the same steps every time. Some steps need a second person to approve them. A closed month stays closed. Then send the totals to your accounting software in one step. Your accountant gets clean numbers that tie back to each line. [Try the platform](/try?for=commercialinsurance) or [talk with us](/contact). Back to the [insurance home](/commercial-insurance).